Business Companion Privacy Policy
Effective Date: 6 August 2026
Last Updated: 6 August 2026
Business Companion (“the App”) is owned and operated by CM Africa (Pty) Ltd (“CM Africa”, “we”, “our”, or “us”).
This Privacy Policy explains how we collect, use, store and protect your personal and business information when you use Business Companion.
By using the App, you agree to the collection and use of information in accordance with this Privacy Policy.
Information We Collect
Depending on how you use Business Companion, we may collect and process the following information:
Personal Information
- Name
- Email address
- Phone number (where provided)
Business Information
- Business name
- Business address
- Business logo
- VAT information
- Invoice information
- Financial notes
Financial Information
Business Companion allows you to create and store financial records, including:
- Income transactions
- Expense transactions
- Receipt images
- Financial reports
- Cash flow information
- Management reports
Business Companion does not connect directly to your bank account or access your banking credentials unless this functionality is introduced in a future version and you choose to enable it.
Subscription Information
If you subscribe to a paid plan, we may process subscription information, including:
- Subscription plan
- Billing status
- Renewal status
- Payment platform
Payments made through Google Play or Apple App Store are processed by Google or Apple respectively. CM Africa does not store your payment card details.
Payments made through our website are processed securely by our payment service provider.
How We Use Your Information
We use your information to:
- Create and manage your account
- Provide bookkeeping and financial management features
- Generate reports and insights
- Improve application performance
- Respond to support requests
- Communicate important service updates
- Maintain the security of the App
- Comply with legal obligations
Data Security
We take reasonable technical and organisational measures to protect your information against unauthorised access, disclosure, alteration and destruction.
While we strive to use commercially acceptable methods to protect your information, no method of electronic storage or transmission over the Internet is completely secure.
Data Sharing
CM Africa does not sell your personal information.
We may share limited information only:
- with trusted service providers who assist in operating the App;
- where required by law;
- to protect our legal rights;
- where you have provided your consent.
Data Retention
We retain your information only for as long as necessary to provide the services, comply with legal obligations and resolve disputes.
You may request deletion of your account and associated data by contacting:
Your Rights
Depending on your jurisdiction, you may have the right to:
- Access your information
- Correct inaccurate information
- Request deletion of your information
- Object to certain processing
- Withdraw consent where applicable
Requests may be sent to:
Children’s Privacy
Business Companion is intended for business users and is not directed at children under the age of 18.
We do not knowingly collect personal information from children.
Third-Party Services
Business Companion may integrate with trusted third-party service providers to provide functionality such as authentication, cloud hosting, subscriptions or analytics.
Each provider processes information according to its own privacy policies.
International Data Transfers
Your information may be stored or processed on secure servers located in countries outside South Africa where our service providers operate.
Where applicable, appropriate safeguards are implemented to protect your information.
Changes to this Privacy Policy
We may update this Privacy Policy from time to time.
Any changes will be published within the App and on our website.
Contact Us
If you have any questions regarding this Privacy Policy, please contact:
CM Africa (Pty) Ltd
Website: https://cmafrica.co.za
Email: support@cmafrica.co.za